Opens in a new tab

INDEXO drives positive change

By choosing INDEXO, you not only get convenient and affordable solutions, but also
support positive change in the Latvian financial environment.

About INDEXO Group

Vision

Finanšu pakalpojumu grupa, kas stiprina Latvijas iedzīvotāju labklājību, nodrošinot mūsdienīgus un personalizētus pakalpojumus.

Mission

Cīnīties par labāku finanšu vidi Latvijā

Values

  • Degsme un lojalitāte, lai attīstītu vietējo
    sabiedrību.
  • Proaktivitāte un rīcība, lai uzlabotu mūsu
    apkārtni.
  • Sapratne un taisnīgums, lai sniegtu
    vienlīdzīgas iespējas.
  • Tiešums un atklātība, lai veidotu uzticību
    ilgtermiņa attiecībās.

Values

  • Degsme un lojalitāte, lai attīstītu vietējo
    sabiedrību.
  • Proaktivitāte un rīcība, lai uzlabotu mūsu
    apkārtni.
  • Sapratne un taisnīgums, lai sniegtu
    vienlīdzīgas iespējas.
  • Tiešums un atklātība, lai veidotu uzticību
    ilgtermiņa attiecībās.

The path to a better financial environment in Latvia

2017

We founded INDEXO and started offering 2nd pillar pension
plans with low fees

2018-2021

We promoted competition and achieved positive changes in the
pension industry

2021

We started offering 3rd pillar pension plans
More about 3rd pillar pensions

2022

We carried out an IPO and became a company listed on Nasdaq
Riga

2023

We raised the largest amount in the Latvian public equity market
in the last 10 years. The number of shareholders reached nearly 6,000.
More for investors

2024

We founded INDEXO Bank, the first new credit institution in
Latvia since joining the Eurozone, and started serving private
customers

2025

IPAS VAIRO joined the INDEXO financial services group.
Renamed INDEXO Asset Management IPAS from 2026.

2026

Following a unique transaction in the Latvian capital market,
AS DelfinGroup joined the INDEXO Group

TODAY

Building INDEXO into the leading local financial services group,
providing Latvian residents with affordable and easy-to-use
services

Join the INDEXO team

If you want to be part of the INDEXO team and contribute to driving
positive change – check out our vacancies! Together we will improve
the financial environment in Latvia.
INDEXO BANK
INDEXO
Download – Apple App Store
Download – Google Play Store
GetGet

Choose which
product to join

INDEXO
Bank

A money manager that
works in your best interest
Join

INDEXO
2nd pension pillar

5% of your salary is already being saved in 2nd pension pillar. Invest it more effectively with INDEXO.
Join

INDEXO
3rd pension pillar

Make contributions to 3rd pension pillar and save using automated investment system.
Join

Choose the best plan for your age

INDEXO Jauda

16-55
Best for 16-55
year olds!
Volatile, with high profit potential
Join
Documents and conditions

INDEXO Izaugsme

55-62
Best for 55-62
years olds!
Moderately volatile, with moderately high profit potential
Join
Documents and conditions

INDEXO Konservatīvais

62+
Best for 62+!
Stability in the years before retirement
Join
Documents and conditions

Forwarding to Latvija.lv
is in progress

1

Authorize on the Latvija.lv portal using one of the available methods.

2

Submit e-application for selection or change the investment plan of 2nd pension pillar

3

Choose an investment plan best for your age
Skip instructions - switch to Latvija.lv
Skip instructions - switch to Latvija.lvSkip instructions - switch to Latvija.lvSkip instructions - switch to Latvija.lv

To use INDEXO Bank, download the app.

1
Download
the app
2
Register
3
Use
INDEXO Bank

To use INDEXO Bank, download the app.

1
Download
the app
2
Register
3
Use
INDEXO Bank
Values and history
Get an offer yourself
In the INDEXO Bank app in just 5 minutes
Continue in the app
or
Have questions?
Leave your number and we'll call you.
By submitting your phone number, you agree that INDEXO may contact you to provide a home equity loan consultation. For more information about how we process personal data, please see our Privacy Policy. You have the right to withdraw your consent at any time by writing to [email protected].
Get an offer yourself
In the INDEXO Bank app in just 5 minutes
Continue in the app
or
Have questions?
Leave your number and we'll call you.
By submitting your phone number, you agree that INDEXO may contact you to provide a home equity loan consultation. For more information about how we process personal data, please see our Privacy Policy. You have the right to withdraw your consent at any time by writing to [email protected].
Get an offer yourself
In the INDEXO Bank app in just 5 minutes
Continue in the app
or
Have questions?
Leave your number and we'll call you.
By submitting your phone number, you agree that INDEXO may contact you to provide a home equity loan consultation. For more information about how we process personal data, please see our Privacy Policy. You have the right to withdraw your consent at any time by writing to [email protected].
Get an offer yourself
In the INDEXO Bank app in just 5 minutes
Continue in the app
or
Have questions?
Leave your number and we'll call you.
By submitting your phone number, you agree that INDEXO may contact you to provide a home equity loan consultation. For more information about how we process personal data, please see our Privacy Policy. You have the right to withdraw your consent at any time by writing to [email protected].
Deposit term and interest rate
We use compound interest.
Interest is compounded monthly, so the effective annual interest rate is higher than the nominal interest rate and can be compared with offers from other banks.
Annual interest rate (nominal)
3 months
3.290967%
6 months
3.474747%
1 year
3.588641%
2 years
3.709622%
3 years
3.911461%
5 years
4.014693%
Get an offer yourself
In just 5 minutes on the INDEXO Bank app
Continue in the app
or
Do you have any questions?
Leave your number, and we'll call you.
By providing your phone number, you agree that INDEXO may contact you to provide consumer credit advice. For more information on the processing of personal data, please read our Privacy Policy. You have the right to withdraw your consent at any time by emailing [email protected].

Choose which
product to join

INDEXO
Bank

A money manager that
works in your best interest
Join

INDEXO
2nd pension pillar

5% of your salary is already being saved in 2nd pension pillar. Invest it more effectively with INDEXO.
Join

INDEXO
3rd pension pillar

Make contributions to 3rd pension pillar and save using automated investment system.
Join

Leave feedback

We will be happy to receive both positive feedback
and suggestions for improvement.