2nd pension pillar

This is your personal future capital, made up of 5% of your monthly salary.
Unlike 1st pension pillar, this money belongs directly to you – it is inherited, invested, and is your private property.

You may be wealthier than you think!

The average INDEXO client's 2nd pension pillar savings amount to €11,371. Log in to the INDEXO Bank app to find out how much you've saved.

2nd pension pillar gets 5% of your pay

Join Calculation assumptions

Trust INDEXO with your pension management

Strict regulation

The pension system operates within a strict state regulatory framework — and this applies to all managers.

Transparent management

We don't hide pensions behind complex terms. You can freely see the plan's results, investment approach, and costs.

Identical conditions

Pension Pillars 2 and 3 are part of the state system — the safety conditions are the same for all managers. The choice of who to trust with your money is yours.

A few tips for today

Watch how you can improve your financial literacy starting today!

Pensions made simple

When should you start thinking about your pension?

Practical steps to take when retiring

How is your pension calculated?

Need help with your pension?

We have already helped more than 161,000 Latvian residents sort out their pension-related questions.

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